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Terms of Use

Effective Date: January 1, 2025

1. Acceptance of Terms

By accessing or using FinanceForge ("the Platform"), you agree to be bound by these Terms of Use. If you do not agree with any part of these terms, you must discontinue your use of the Platform immediately.

2. Permitted Use

You may use FinanceForge tools solely for personal, non-commercial, informational, and educational purposes. You may not use the Platform to provide professional financial, tax, legal, or investment advice to third parties without proper licensing and disclaimers in your jurisdiction.

3. No Professional Advice

All content, tools, and calculators on FinanceForge are provided for informational and educational purposes only. Nothing on this Platform constitutes professional tax, legal, investment, or financial advice. Tax laws are complex, jurisdiction-specific, and change frequently. Always consult a qualified, licensed professional before making any financial or tax-related decisions.

4. Accuracy and Completeness

While we strive to provide accurate information and calculation logic, FinanceForge makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the information and tools on the Platform. Any reliance you place on such information is strictly at your own risk.

5. Limitation of Liability

To the maximum extent permitted by applicable law, FinanceForge and its operators shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages resulting from your use of, or inability to use, the Platform or its tools — including, without limitation, any financial losses, tax penalties, or missed filing obligations.

6. Intellectual Property

All content on FinanceForge, including text, calculation logic, design elements, and code, is the intellectual property of FinanceForge and its licensors. You may not reproduce, distribute, modify, or create derivative works without explicit written permission.

7. Changes to Terms

We reserve the right to modify these Terms at any time. Changes are effective immediately upon posting. Your continued use of the Platform constitutes your acceptance of the revised Terms. We encourage you to review these Terms periodically.